Women in Military Essay Example For Students

Women in Military Essay Throughout the history of the United States of America, Civil Rights have expanded to include everyone. Many activists have fought for rights, setting precedents to be followed. In 1920, the 19th Amendment granted suffrage to women. Since then, women have been gradually stepping up on the ladder of success. Everyday more and more opportunities are opening themselves up for women. Because of these changes, we have had to add unheard of words such as congresswoman, policewoman, etc. to the dictionary to keep up with their advancement. The United States military is even inviting women into their ranks. Military Women rising up in status and prestige is a great thing, but there are some things which they cannot do. Women should never be allowed in combat during a war. We will write a custom essay on Women in Military specifically for you for only $16.38 $13.9/page Order now Women, physically, are not as capable as men to handle the duties of combat. To enter the United States Military, women are required to do physically less than men. As a man is required 20 pull-ups, a woman is demanded 5 for this very reason. Carrying gear upwards of 100 pounds, soldiers must hike for miles, sometimes at grueling speeds. Most women would be exhausted from this, but the more muscular bodies of men are more resilient and can put up with this treatment. On a hike or in other situations, bathroom breaks are needed. Most men need much less time than women to use the washroom, which could save them the crucial moments they need to avoid an ambush. In combat, hand-to-hand fighting is almost inevitable. Women in a fistfight have the major disadvantages of more frigid bones, less muscle mass, and weaker joints. Emotionally and mentally, women are less fit for combat. Women share their feelings more than men, and are effected by many different things. Seeing a friend shot and killed would devastate both a man and a woman, but a man is more likely to stay with his platoon and get the job done. Women, for the most part, are more independent thinkers when it comes to military; men are better at taking orders. What would seem like a suicide mission could be the turning point in a battle. Men would most likely follow the orders, while the women would think about it and be hesitant. Men also take more risks than women, this is proved by car insurance rates. A man is much better mentally and emotionally fit for combat Women should never be let into the military because America is not ready to see their mothers and daughters go to war. During wartime, when the men get drafted to go to war, the women are the backbone of the economy and the major suppliers of the labor in factories. Young children, wi th their mothers and fathers drafted, would have no place to go. A husband whos wife gets drafted would eagerly take her place. Sixty year old fathers would also do the same for their daughters. Women nurture our society and do a great job at it. Half of the motivation of the soldiers on the front lines is the women that they left behind. Women should never be allowed to fight in combat during wartime. Although they are capable of exceeding men in some situations, military battles are a mans job. The fight for equal rights is a fight that must be fought, but there are obvious differences between the two sexes, which need to be taken into account. Men might have their niche in the combat of a war, but women have proved to be the dominant successors of the planning part. Since both sexes have qualities that make them more successful at different things, and many things they are both capable of performing, it is safe to say that men and women are both equal and different.

6 Tips to Boost Your Energy Levels While Writing a Paper

6 Tips to Boost Your Energy Levels While Writing a Paper 6 Tips to Boost Your Energy Levels While Writing a Paper One nationwide study found almost 40% of respondents admitting that workplace fatigue impacts negatively on their productivity. This is just as much a problem for college students as elsewhere, so it’s important to keep your energy levels high when writing a paper. There are lots of ways you can do this, including both quick-fixes and longer-term solutions. 1. Fuel Up Make sure to give your body the fuel it needs. While writing, this might include having snacks and a drink to hand as well as stopping to eat regular meals. More generally, eating a healthy, balanced diet can improve your overall energy levels. It’s also important to drink plenty of water during the day, not just coffee! 2. Have a Plan As well as planning your essay to ensure efficiency, having a regular work routine and taking a structured approach to the day can boost productivity in the long run. 3. Soak Up Some Sunshine Spending too much time indoors can leave you drained, partly due to a lack of vitamin D. Exposure to natural sunlight boosts your body’s vitamin D production, so getting outside regularly can help if you’re feeling run down. If youre not sure how to sunbathe, just copy this lemur. 4. Get Active Even in the short-term, getting up and going for a walk is a great way of refreshing if you’re struggling for energy while writing a paper. In the long-term, regular exercise has been shown to increase energy levels and reduce vulnerability to fatigue, so staying active will ensure you’re always at your best. 5. De-Stress Another common reason we feel run down is stress, which can lead to physical and mental exhaustion. It’s therefore important to know the symptoms of stress, as then you can take action before it affects your productivity. 6. Rest Easy (And Well) The amount of sleep you get also influences your energy levels and you may struggle to concentrate on your work if you don’t get enough. Eating healthily and exercising regularly will help, as will foregoing caffeine and electronic products (TV, computers, phones, etc.) immediately before bed. On another note, napping has been shown to enhance energy levels and concentration among students. So, if all else fails, a quick snooze may be just what the doctor ordered!

How to Register for the ACT

How to Register for the ACT Registering for the ACT isnt difficult, but you do want to make sure you plan ahead and have the information youll need at hand. Before you begin registering, make sure you know the registration deadlines for the exam you plan to take. They tend to be about five weeks before the actual exam. It will also be useful to have a copy of your high school transcript when you register so that you have the school information youll need for the form. Step 1: Visit  the ACT Website and Create an Account Go to the ACT student website. Once youre there, click the Sign In button at the upper right of the page, then click on the create account option. Next, set up an online account so you can do things like check your scores online, print your admission ticket to get into the testing center, make changes to your registration if you have to miss a test day, request more score reports, and more. Youll need two pieces of information  before you create your account:  your social security number and your high school code. The website will walk you through the steps of the process. Note: Be sure to fill in your name just as it appears on your passport, drivers license, or another approved ID that youll be bringing to the testing center. If the name with which you register does not match your ID, you will not be able to take the test on your scheduled test day.   Step 2: Register Once youve created your student account, you need to click the Register button and proceed through the next several pages. Youll answer questions about the following: Personal information like left-hand vs. right-hand (so you get placed in an appropriate testing desk), religious affiliations, parental educational background, and disabilities. Remember, this is all voluntary information.A high school summary like the type of school you attended and courses youve taken. Youll also see questions about extracurricular involvement in high school.  Your college plans such as preferences regarding school size, whether or not you plan to enroll full time or not, and college interests.Your specific testing date and location.  Where youd like your score reports to be sent. You can choose up to four colleges with the basic fee, so youll save money if youve decided where youd like them to go before you register.  Intended future college major and career choices.  Youll also be asked during this process to upload a current headshot. Make sure to follow the parameters exactly, or you could be banned from taking the ACT on test day. Both the photograph a nd the name on your identification are important pieces of information that ACT uses to make it difficult for anyone to cheat by having someone else take the exam for them. If youre wondering why ACT wants some of this information when it has nothing to do with the actual test, realize that college admissions is a big business of trying to get students matched up with schools where they will succeed. ACT (and SAT) provide names to colleges of students who might be an appropriate match for those schools. The more information they have about your grades, courses, and interests, the better than can align your credentials with potential colleges. This is why after you take a standardized test, youre likely to start receiving lots of mail from colleges. Step 3: Pay Check out the current ACT fees before you test, and fill in your waiver or voucher number if youve received one. At the bottom of the page, click Submit just once, and youre done. Youre then free to print your admission ticket. A confirmation will be sent to your email address. Step 4: Prepare Youre in. Now, all you need to do is prep for the ACT just a little bit. Start by going though the ACT basics, and then running through these 21 ACT test strategies to help you perform as well as possible when test day rolls around. Then, try your hand at an ACT English quiz or Math quiz to see how you might respond to the real ACT questions. Finally, pick up an ACT prep book or two to help see you through the end. Good luck! Updated and edited by Allen Grove

E-marketing plan Essay Example | Topics and Well Written Essays - 2500 words

E-marketing plan - Essay Example Likewise, Internet has opened diverse range of avenues for businesses to conduct their activities and the best opportunity given to companies is of E-marketing (Rossi et al., 2007). Hence, the strategy of reaching customers and enhancing the customer loyalty starts with a strong e-marketing plan. The brands whether old or new ones, all need to design an effective e-marketing plan for reaching the customers so that the company’s expansion plan is successful and the business can earn revenues as well (Krishnamurthy and Singh, 2005). E-marketing is the latest marketing strategy for all organisations these days and it offers ample advantages to the companies as it allows easy and direct access to the customers, makes tracking easier, saves a lot of time and cost and most importantly marketing efforts can be measured with utmost ease. Hence, E-marketing can be defined as the means of getting the company’s product or service or brand to the entire world in a glimpse via the u se of effective electronic mediums such as Internet and World Wide Web (El-Gohary et al., 2008 and Grimes, 2010). In other words, E-marketing is the marketing of goods, services and information via various electronic mediums. For decades, researchers have used Internet Marketing, E-marketing, E-commerce and E-business interchangeably; however, there are differences between each terminology which can be expressed by the figure developed by El-Gohary (2010) as follows: In today’s market, it is vital for companies to do more than telling a story of innovative technology; they need to take advantage of technological advancements and attract customer flow to develop a good market share. Hence, companies need to develop effective e-marketing plans and strategies that have quantifiable goals and provide measurable impact to monitor the successful implementation of an e-marketing plan (Petrovic, 2009). According to Carmen et al. (2004), the conceptual framework of E-marketing is: The performance levels of the company can be measured with the co-alignment of the strategy with the firm’s internal and external context. The web strategy is made by taking account of 4 W’s as shown in the figure above to ensure that the marketing functions are effticient. The long-term performance of the company’s website is heavily dependent on the relationship with the customers and it will be the most important factor for measuring the company’s performance. Hence, the e-marketing plan of Blackberry’s computer will be designed following the conceptual framework as highlighted by Carmen et al. (2004). BlackBerry profile BlackBerry is among the top-rated and popular brands in the smart phone industry and the devices under the brand name are designed and developed by Research in Motion (RIM). The pioneer in the smart phone industry has introduced numerous products in the market taking advantage of the technological breakthroughs happening in the wor ld. Almost all

Dementia Research Paper Example | Topics and Well Written Essays - 1500 words

Dementia - Research Paper Example Dementia is a condition that affects the nervous system of the individual. It is mainly labeled to be a disease of the old people but it may occur in the younger age groups as well. Dementia mainly presents with loss of memory and the condition deteriorates with time. The functioning of the cerebral hemisphere is affected in this condition and thus the day to day performance of the individual greatly suffers as a result of dementia. Dementia can result owing to many underlying pathologies which include Alzheimer's disease, Huntington’s disease and Creutzfeldt-Jacob disease. There is no definitive cure for this disease but early diagnosis can make a difference. Dementia Dementia is a degenerative neurological disorder. Previously dementia was considered to be a normal part of aging but researches and studies have proved that it is a pathological condition that results from varying illnesses or disorders present in the body.As a number of disorders or factors can be responsible for causing dementia,it is better known as a syndrome rather than a disease.It can also present as a clinical sign or symptom of an underlying disorder.Dementia is sudden or spontaneous in onset and progresses with time and age.The risk of onset of dementia is most likely at the age of 60 and it is seldom seen before this age.The risk of onset increases with the advancement in age. Dementia seriously affects the emotional behavior and social attitude of the victims of this disorder and sometimes it can also be associated with life threatening consequences. It is a pathological condition of the brain which causes impairment of normal mental activity and deterioration of cerebral functions with difficulties in carrying out the routine chores due to regression of certain areas of brain that maintain and regulate the normal functions of life. The individual suffering from dementia faces memory loss and the magnitude of loss is directly related to the severity of the disease. The disease affects the patient's personality and alters the emotional and social behavior. (Cox, 2007; Jacques & Jackson, 2000) Dementia involves gradual deteriorating changes in the brain of an individual which results in the decline of cerebral functions with time. The patient undergoes these changes for quite a long time before presenting with some solid differences in his or her personality. The patient can present with complaints which include deterioration of memory, decreased rate of performance at any type of work, compromised skills, mismanagement of personal or business affairs, uncertain and unreliable attitude, the decline in social activities, varying moods and delirium. The dementia is divided into two types depending on the time of its onset. These two types are pre-senile and senile dementia. The two groups differ as the pre-senile dementia is seen in mostly young patients while senile is in much older individuals. Both the disease processes however, follow the same course of development with very little differences in the signs and symptoms shown by the patients suffering from pre-senile or senile dementia (Boon & Davidson, 2006; Jacques & Jackson, 2000). The causes of dementia vary according to the type. Dementia may either be resulting from vascular pathologies which include disease of the small blood vessels, numerous emboli in the vessels or inflammation of the vessels in the brain. Degenerative or the inherited type of dementia results due to pathologies which include Alzheimer’s disease, Huntington’s disease, Wilson's disease, cortical Lewy body disease and mitochondrial encephalopathies. Dementia may also be associated with cancerous conditions. The tumors may spread from distant sites and lead to dementia or there may be tumors originating with the brain itself for example the primary cerebral tumor. Sarcoidosis and Multiple Sclerosis lead to inflammation and thus they are classified as inflammatory causes of dementia. Trauma can a lso be an underlying cause of dementia and it may be due to

Mersey Side Case Essay Example for Free

Mersey Side Case Essay Background Problem Statement Diamond chemicals is a leading propylene producer and a major player in the chemicals industry worldwide. However the share of the company had fallen from  £60 at the end of 1999 to  £30 in 2000 on account of worldwide economic slowdown and poor financial performance. Given the prevalent scenario, it was time to obtain funds from corporate headquarters for a modernization program for Merseyside project. This project will not only renovate and rationalize a production line but also make up for deferred maintenance and increase production efficiency. Lucy Morris is the Plant Manager at Merseyside and by nature she is a high achiever and a Notre dame MBA. Frank Greystock is the Controller, President of Diamond Chemicals. To make a compelling case, Frank and Lucy try to make a financial model to calculate the NPV, IRR and Payback period for this project but are challenged on several aspects. To pursue their endeavor, they need to correct the model as per the feedback from the shareholders and management. Thus the problem statement is to suggest corrections to the existing model and thus calculate the NPV, IRR and payback period which would not be challenged further and the project could be approved. Methodology and Results In addition to the baseline model presented in Exhibit 2 of the case study, four cash flow models were built considering the following criteria: * Cannibalization: This model was directly taken from the case study and was used as a starting point for reference. This model presents the information that Greystock included on the analysis that was submitted to Morris. Cannibalization of demand: This model reflects a reduced output at Rotterdam. The cannibalization aspect is obtained by shifting the added volume from the plant in Holland (Rotterdam) to the plant England (Merseyside) regardless of the fact that both plants operate under the same company. * Excess transport needed: This model accounts for a  £2 million  for the purchase of rolling stock to support the anticipated growth of the firm. The funds would be used to purchase tank cars to be used at Merseyside. * Including EPC project: This model includes the recommendation provided by Griffin Tewitt, assistant plant manager at Merseyside. This model reflects the detrimental effects of including a project that adds no value, to the original model. By itself, the EPC project does not stand a chance of approval, thus the only effect that it has, by bundling with the polypropylene project, is to increase the paylack period, lower NPV and reduce the IRR of the overall project. * Recommended model which consists all the right variables’ values: This model contains all the adjusted variable with the recommendations that our team would follow, if placed in the position of Morris. This accounts for The Results from these were as follows: | Baseline| Cannibalized| Excess Transport| EPC| Recommended| IRR| 25.9%| 21%| 22%| 21.43%| 31.47%| NPV (MM)|  £ 8.95 |  £ 5.75 |  £ 6.16 |  £ 5.00 |  £ 13.37 | PBP (Yrs)| 3.61| 4.09| 3.95| 4.08| 3.20| Thus we can see for the recommended model as the NPV is  £ 13.4 Million and the investment required it  £ 9 Million, it is a lucrative project. The recommended model above considers a 3% inflation which varies from 1.2 – 5.1% in UK. Considering this variation the following graph shows how the NPV and IRR would change with inflation The company charges a 3.5% for overhead investments. However, as the project is expected to reduce overhead costs, increase efficiency, output and reduce the power consumption, this overhead investment fee should be waived. If this waiver is implemented, the NPV increases to  £15.0 Million. The Purchase Cost of Rolling Stock is currently considered as  £ 2 Million. This would be used for transportation needs arising due to the anticipated excessive demand. However this investment would be made regardless of the project and hence only a part of the investment should be considered for the modeling purposes. What proportion of the investment would be used  specifically for this project will determine the value of the Purchase Cost of Rolling Stock that would be definitely lesser than  £2 Million. Currently, the model is based on the assumption that the production will run on full capacity and the sales team will be able to sell all of the throughput. This assumption should be tested and, if not valid, the variation should be accounted in the model. Conclusions and Recommendations * Using the recommended model as a basis for comparison, against the original model, Merseyside is a promising project because the NPV is  £ 13.4 Million and the investment cost is  £ 9 Million with a payback period of 3.2 years and IRR of 31.47%. . * Greystock’s model did not account for inflation. The inflation rate of 3% should be considered in the final analysis. This changes the NPV from  £9.7 Million to  £13.4 Million, a  £3.7 Million difference. * The sunk costs  £0.5 Million should not be considered * In case the overhead investment cost can be waived as the project itself aims at reducing overhead investments; the NPV would be  £ 15.0 Million * The Purchase Cost of Rolling Stock is considered  £ 2 Million which can be lowered considering the actual increase in transportation * The Customer retention can vary and depending on the anticipated demand the NPV, IRR and Payback period might change References: i. Darden Business Publishing: Diamond Chemicals PLC (A): The Merseyside Project ii. http://www.bankofengland.co.uk/publications/Pages/inflationreport/infrep.aspx iii. Class 1 2 Presentations from Operations Cost and Risk Management

Clash with the Hurricane- Personal Narrative Essay examples -- Papers

Clash with the Hurricane- Personal Narrative The sky darkened from the blue light sky, it turned suddenly to a dark black gloomy sky hovering with a mist cloud. I walked back into the car, seemingly it was going to pour down. Heavily, the wind blew. I turned to shut the windows, but, as I looked closer out of the window, huge clouds started fusing together which then created a huge immense hurricane. I could not believe my eyes, a hurricane was coming our way. I could not believe it, even though this was so dangerous and could have many damaging effects to the environment and to the people, but from a distance it was such a magnificent phenomenon. Heavily rain poured, hitting the ground like bullets from a gun. Luckily for me, I was in my car. ====================================================================== I tried to start the car but it wouldn’t work. I turned my head again towards the window, the death trap was seemingly getting even more closer. After many efforts of trying to start the car, the car would still now move. ============================================================================ ‘What a time for the car not to work I thought to myself’. I got out of the car and looked ahead. The treacherous whirlwind was closer than ever, people now started to notice and started fearing. At this point I was thinking only one thing, ‘Those damn weather reporters never told us that a hurricane was coming our way!’ ======================================... ... ‘The trees wavered like a stand full of supporters at a football match’ here he uses a metaphor/similes . Here he compares the trees to supporters at a football match. He does this probably sarcastically. â€Å"Heavily, rained poured, hitting the ground like bullets from a gun†. Here again he uses metaphor/similes. He describes the rain falling to bullets from a gun he does this so he can show how fast a painful the rain is falling on to the people and to the environment. He also again uses the word ‘heavily’ first. He does this so he can get his message through quickly and also so he can show the importance of the weather. Clash with the Hurricane- Personal Narrative Essay examples -- Papers Clash with the Hurricane- Personal Narrative The sky darkened from the blue light sky, it turned suddenly to a dark black gloomy sky hovering with a mist cloud. I walked back into the car, seemingly it was going to pour down. Heavily, the wind blew. I turned to shut the windows, but, as I looked closer out of the window, huge clouds started fusing together which then created a huge immense hurricane. I could not believe my eyes, a hurricane was coming our way. I could not believe it, even though this was so dangerous and could have many damaging effects to the environment and to the people, but from a distance it was such a magnificent phenomenon. Heavily rain poured, hitting the ground like bullets from a gun. Luckily for me, I was in my car. ====================================================================== I tried to start the car but it wouldn’t work. I turned my head again towards the window, the death trap was seemingly getting even more closer. After many efforts of trying to start the car, the car would still now move. ============================================================================ ‘What a time for the car not to work I thought to myself’. I got out of the car and looked ahead. The treacherous whirlwind was closer than ever, people now started to notice and started fearing. At this point I was thinking only one thing, ‘Those damn weather reporters never told us that a hurricane was coming our way!’ ======================================... ... ‘The trees wavered like a stand full of supporters at a football match’ here he uses a metaphor/similes . Here he compares the trees to supporters at a football match. He does this probably sarcastically. â€Å"Heavily, rained poured, hitting the ground like bullets from a gun†. Here again he uses metaphor/similes. He describes the rain falling to bullets from a gun he does this so he can show how fast a painful the rain is falling on to the people and to the environment. He also again uses the word ‘heavily’ first. He does this so he can get his message through quickly and also so he can show the importance of the weather.

“Frankenstein” by Mary Shelley Essay

The novel Frankenstein is about a man named Victor Frankenstein who wanted to tamper with life and death by â€Å"exploring unknown powers, and unfold to the world the deepest mysteries of creation† (Shelley, pg.44). The novel Frankenstein has had continuing popularity ever since its publication in 1818 for many reasons. The main reason is that Frankenstein is a book that teaches lessons and morals that readers of all ages can appreciate and learn from for years to come. Frankenstein is a book that has been read and enjoyed by successive generations. In other words Frankenstein can be considered a classic novel. Frankenstein is a novel that shows the reader there is a way to achieve immortality, but also reveals many important things about human nature and emotions. Frankenstein is a novel about how to defy death. Ever since Egyptians and their beliefs of a life after death, people have found overcoming death to be fascinating. Death is something that is not understood completely by humans, it is frightening as well as scary. This is portrayed in Frankenstein when the creature is looked down upon by society because he looked different from them and they did not understand him. People are scared of what they do not understand, which is why they were frightened by Victor’s monster. The novel fascinates people because death has been overcome. Being able to create life from something that is non-living is just like cheating death. People like to have control over it, which is what people want in the first place. Frankenstein is a novel that shows the reader there is a way to defy death, which is why the novel has enjoyed continuing popularity ever since publication in 1818. Frankenstein reveals many things about humanity. The creature has the same feelings that all humans do including love, anger, sadness, happiness, confusion and so on. When talking of the family that the creature lived beside in the woods he says, â€Å"†¦when they were unhappy, I felt depressed; when they rejoiced, I sympathized in their joys† (96). Just because the creature is able to distinguish between these emotions and have feelings for other forms of life is enough to say that he is human. The only thing that makes him different from human beings is the way he looks and the way he was brought into the world. Just because a baby is born with a deformity that  makes them look different from other people does not mean they are not human, they are just different. Since the creature is considered human, Frankenstein shows the reader what can happen to the human nature when it is abandoned of all forms of communication and love from others. The author is trying to show that the creature had the ability to be a kind and decent being, but because it is denied the basic human needs of communication and love from others, it resorts to an evil attitude. The unfortunate creature was abandoned and everything it knows about life and values was completely self-taught. The creature resorts to evil doings because no one has taught him right from wrong or how to deal with the emotions that he is feeling. Victor’s creature feels abandoned by his creator and does not know how to deal with these feelings. He does not even know why he was created in the first place after the cottagers that he has grown to love turned their backs on him. The creature curses his creator and questioned his existence by saying, â€Å"Cursed, cursed creator! Why did I live?†(98) These feelings towards abandonment are similar to the emotions that humans feel when people that are supposed to love them abandon them. The novel reveals many things about humanity that are not often discussed or thought about by humans. In conclusion, Frankenstein has experienced such continued success for several reasons. In one aspect it is a simple novel about defying death and achieving what many people have been fascinated with for centuries, which is immortality. On the other hand, it is an emotional story about a tragic creature that is forced to live in society that rejects him. It offers a close up into the creature’s emotions and shows a side of humanity that people do not normally have the chance to see. Because Frankenstein fascinated the simple concept of death as well as the idea of the power of humanity to affect human emotions and reactions, it has become a novel that has been and will continue to be read for ages. Frankenstein is clearly a classic novel.

Cheat Sheet Finance

* Sole proprietorships and partnership are subject to less regulations, easy and less expensive, no corporate inc tax. * Corporation easy to raise capital, transfer of ownership,limited liability ,unlimited life. * The conflicts between bondholders and stockholders can be reduced with the use of restrictive bond covenants. * Stockholders are more likely to prefer riskier projects, because they receive more of the upside if the project succeeds. * By contrast, bondholders receiving fixed payments are more interested in limiting risk. Bondholders are particularly concerned about the use of additional debt * Bondholders attempt to protect themselves by including covenants in bond agreements that limit the use of additional debt and constrain manager. * new shares of stock are being issued, this is a primary market transaction. * no new shares are created, this is a secondary market transaction * An initial public offering (IPO) is where a company issues stock in the public market for ? the first time. Its primary market. * Highly Inefficient:Small companies not followed by many analysts.Not much contact with investors. * Highly Efficient:large companies followed by many analysts. Good communications with investors. * Hedge funds have traditionally been unregulated. * derivatives can be used either to reduce risks or to speculate. * a larger bid-ask spread means the dealer will realize a higher profit. * Compensating managers with stock options can help reduce conflicts of interest between stockholders and managers, but if the options are all exercisable on a specific date in the near future, this can motivate managers to deceive stockholders. A stock is considered overvalued if its intrinsic value is smaller than its market value. * The income statement shows us the firm’s financial situation over a period of time. * Last year, Blanda Brothers had positive cash flow from operation; however, cash on its balance sheet decreased. which explain this? Answ:The c ompany purchased a lot of new fixed assets. * Company A and Company B have the same total assets, Return on Assets (ROA), and profit margin. However, Company A has higher debt ratio and interest expense than Company B. Which of the following statements is most correct?Company A has a higher ROE than Company B. * Double taxation refers to the fact that corporate income is subject to an income tax, and then stockholders are subject to a further personal tax on dividends received. Ace Industries has $2. 0 million in current assets and $0. 75 million in current liabilities. Ace decides to raise funds as additional notes payable and use them to increase inventory. How much can Ace’s note payable increase without pushing its current ratio below 1. 8? $0. 8125 million. A new firm is developing its business plan.It will require $600,000 of assets, and it projects $435,000 of sales and $350,000 of operating costs for the first year. The firm is quite sure of these numbers because of c ontracts with its customers and suppliers. It can borrow at a rate of 7. 5%, but the bank requires it to have a TIE of at least 5. 0, and if the TIE falls below this level the bank will call in the loan and the firm will go bankrupt. What is the maximum debt ratio the firm can use? 37. 8% Last year, Candle Corp had $200,000 of assets, $300,000 of sales, $20,000 of net income, and a debt-to-total-assets ratio of 40%.The new CFO believes a new computer program will enable it to reduce costs and thus raise net income to $30,800. Assets, sales, and the debt ratio would not be affected. By how much would the cost reduction improve the ROE 9. 00%? You want to buy a condo 5 years from now, and you can save $3,000 per year, beginning immediately. You will make 5 deposits in an account that pays 6% interest. Under these assumptions, how much will you have 5 years from today? $17,925. 9 You want to borrow $40,000 to buy a new car. You can afford to make monthly payments of $850, but no more.A ssuming monthly compounding, what is the highest rate you can afford on a 60-month APR loan? 10% You want to buy a new sports car from City Toyota for $62,000. The contract is in the form of a 48-month annuity due at a 9% APR. What will your monthly payment be? $1531. 39 Can the Effective Rate ever be equal to the nominal rate? a) Â  Yes, but only if annual compounding is used, i. e. , if M = 1. Why is it important to consider effective rates of return? a) Â  Investments with different compounding intervals provide different effective returns.A bank is offering you a credit card with an APR of 16%, compounded monthly. What is the Effective Annual Rate (EAR)? 17. 23% One year ago, you took out a 10-year, $15,000, interest-only loan. The APR on the loan is 7% and payments are to be made annually. What is the mount of the loan payment that is due today? $1050 A local charity receives annual income of $30,000 from a trust fund established by a generous donor several years ago. The tru st fund earns a fixed annual return of 6%. How much did the donor contribute to establish this fund? $500,000

6 steps to set yourself up for career success

6 steps to set yourself up for career success Do you want to set yourself up for success? Of course, you do- we all want that- most of us strive for happy, successful lives. However, what success means to each of us is a unique and individual thing, based on our specific desires and goals. It also changes over time for each of us- your professional goals and metrics for success when you’re at the beginning of your career path will probably look different than when you’re older and further along in your journey. Forbes recently published an article that highlights some helpful actions that you can take to achieve career success. According to the article, â€Å"no matter what your professional goals and visions are, there are six core actions that will support you to achieve greater success and fulfillment over the long arch of your professional life.†Consider taking advantage of these strategies to set yourself up for a successful future.Make a solid plan.If you want to achieve some measure of career success in your life, you first have to have a clearly discernible and measurable goal to pursue. There’s nothing more dispiriting and unmotivating than a directionless future. Defining a clear goal for yourself- one that will potentially deliver happiness and fulfillment when reached- will help you gain a healthy measure of clarity and allow you to carve out the steps necessary to achieve it.Don’t be afraid to set a specific goal out of fear that you’ll be handcuffed to it forever. Remember, your goals will likely change over time and across the span of your career. Also, don’t be afraid to fail- a life well lived often contains a series of successes and failures. The goal is to learn from both and take these valuable lessons to help guide you towards future success.Transform your depression.Depression can stop all forward progress in your life dead in its tracks. The Forbes article discusses making the effort to turn your depression into inspiration in order to get yourself back on the path to success: â€Å"This is a vitally important endeavor- to move away from feeling desperate, victimized and out of control in the face of your professional challenges.  The key is to learn how to be more accountable, responsible and capable- viewing what’s happening as a way for you to learn and grow.†There is never a time when things will always go your way. You are going to face setbacks and failures throughout your life, and despite your best efforts they can drag you down into a funk. Fight against it the best you can. Assess why you’re down, what went wrong, and how to avoid the same situation in the future. Make a plan about how you’ll climb out of your sadness and self-doubt. Action gives you control, which can make the skies seem a little clearer.Enforce boundaries.Once you have set a clear path towards success for yourself, it’s up to you to set and enforce boundaries that will allow you to keep on track. K eep away habits, people, and behaviors that will only drag you down. Depending on your goals, these boundaries will comprise your personal â€Å"mission statement†- capturing the priorities and steps needed for you to learn, grow, and move forward toward career success. It will also clarify things to avoid along the way- those unhealthy and negative things that only serve to derail your progress. In all areas of life, boundaries help us stay on track and reach our desired destination- use them to your full advantage and don’t be shy about sticking up for yourself and what you need.Commit yourself fully.Achieving your professional goals can be a real challenge- in addition to intense competition and hard work, there are a variety of unforeseen setbacks and obstacles that can potentially throw you off track along the way. Even the luckiest and most successful among us face these challenges- the key difference between those who eventually achieve success and those who giv e up before they reach their goals is often commitment. Put in those extra hours. When you fail, try again. When you get rejected, apply somewhere else. Keep your plan and goal in mind and don’t stop when you veer off course- and you  will veer off course, so plan on it.Learn how to communicate with power.Your voice can be a powerful tool as you advocate for yourself in the professional world. Successful individuals in all walks of like make sure they are clearly and confidently articulating their ideas, thoughts, visions, and goals to the world around them, and are constantly their own best advocates, striving to create positive outcomes whenever possible. As you travel along your path to success, make sure you follow the same mindset.Maintain strong connections.Although we each strive to be the architect of our own successful future, we must admit that none of us operate in isolation- we are all part of a collective of individuals whom we support and draw support from, an d nurturing these relationships is often a crucial step towards achieving success. According to the Forbes article, â€Å"†¦highly successful professionals understand that they cannot achieve their visions alone or in a vacuum.  They invest time and energy in building mutually-beneficial relationships, and solid bonds and energizing partnerships that last over time.† On your journey to success, be sure to recognize, value, and take care of these important relationships- and build new ones along the way.If you’re relatively new to the world of work and are in the early stages of your career path, consider following these helpful guidelines to help you either define what a successful future looks like for you, or to help you achieve the goals you have set for yourself and find success. Good luck!

A Great American Dream

Big American dream in The Great Gatsby The Great Gatsby and Babylon Revisited, both by F. Scott Fitzgerald, are stories about the emptiness and recklessness of the 1920s. Each story has its distinctions, but Fitzgeralds condemnation of the decade reverberates through both. Fitzgerald explores and displays insufficiencies of the vacuous period, and does so with sharp clarity and depth, leaving no crude, barbarous habit to imagination. Fitzgerald had a deep and personal affliction with the 1920s (most notably in the Eastern United States), and in both The Great Gatsby and Babylon Revisited, he hones his conflicts into a furious condemnation. The 1920s were a period of sloth, habitual sin, exhausted illustriousness, and moral despondency; the black mark of a society and world usually tilted more toward attempted civility. Fitzgerald conveys this theme through the use of character, symbolism, and wasteland imagery. First, Fitzgerald uses characters to personify the vast recklessness of the generation. The characters in both are incomprehensibly selfish and carefree, though more noticeably in The Great Gatsby. Tom Buchanan, for instance, is almost flippant in acknowledging his affair with Jordan Baker, a local miscreant golf pro. Tom leaves Nick, Daisy, and Jordan at the dinner table to take a call from her. An exchange between Nick Carraway and Jordan while Tom is gone illuminates the situation. Is something happening (Fitzgerald, Gatsby 19), says Nick. To which Jordan Baker replies, I thought everybody knew. Why- Toms got some woman in New York' (Fitzgerald, Gatsby 19). Tom Buchanan has an acknowledged mistress in New York, and he politely and confidently leaves the dinner table to speak with her. He is the absolute personification of the reckless actions and attitudes that characterize the era. Duncan Shchaeffer and Lorraine Qualles, appearing briefly in Babylon Revisited, also represent reck less and selfish behavior. They burst in to a private meeting at the Peters residence just as Charlie is coercing Lincoln and Marion in to granting him custody of his child. Fitzgerald describes their behavior: They were gay, they were hilarious, they were roaring with laughter. They slid down another cascade of laughter (Fitzgerald, Babylon 385). This after bursting in to the house of a stranger. They are drunk, juvenile, reprehensible in behavior, and acting more like children than adults. Fitzgerald asserts, however, that their actions characterize the generation of lost souls, and these characters are only used to articulate his condemnation of it. Secondly, Fitzgerald uses symbolism to convey a feeling of futility and hopelessness throughout the novel and short story. Doctor T.J. Eckleburg, especially, symbolizes the distorted perceptions and priorities of the decade. Eckleburg watches over the gray ash-heap near Mr. Wilsons garage with what Wilson thinks an all-knowing eye. Wilson has an unusual reverence to Dr. Eckleburg: he considers him God. In a conversation between Wilson and Michaelis, Wilson discusses a conversation he had previously with Mrs. Wilson just before she died: I spoke to her [about her affair with Tom Buchanan]. I told her she might fool me but she couldnt fool God. I took her to the window With and effort he got up and walked the rear window and leaned with his face pressed against it, and I said God knows what youve been doing, everything youve been doing. You may fool me but you cant fool God. Standing behind him Michaelis saw with a shock that he was looking at they eyes of Doctor T.J. Eckleburg. (Fitzgerald, Gatsby 167)Wilson is hopeless and disillusioned, and his connection to Dr. Eckleburg exemplifies the widespread futility of the era. Lastly, Fitzgerald uses wasteland imagery to show how society circa 1920 was dysfunctional and reckless. The apartment of Myrtle Wilsons relation, where Tom and Myrtle usually conduct their affair, is the perfect example of this. Fitzgerald describes the scene at the apartment: The apartment was on the top floora small living room, a small diningroom, a small bedroom and a bath. The living room was crowded to the doors with a set of tapestried furniture entirely too large for it so that to move about was to stumble continually over scenes of ladies swinging in the gardens of Versailles. Several old copies of Town Tattle lay on the table together with a copy of Simon Called Peter and some of the small scandal magazines of Broadway. (Fitzgerald, Gatsby 33)The apartments amenities are showy and overdone, and somehow seem more representative of conformity than affluence. The whole generation is caught up in the times, an unthinking, unknowing mob of followers, riding the unenviable wave of recklessness2E The apartment is empty, devoid of any substance at all, a perfect example of the wasteland image. It is where forbidden lovers meet to flirt and cackle, and where people get drunk for only the second time in their life, where people smoke, drink, and live reckl essly together, and the only place where none of it matters: the wasteland. The 1920s were an era of lost personality. The people were caught up in the teaming exuberance, riding the inertia or recklessness further in to itself. Fitzgeralds The Great Gatsby and Babylon Revisited are fitting and definitive condemnations of the irrational time, and critics are right in deeming them so. Fitzgerald, too, is right: The 1920s were wasted years, and fit for condemnation.

Public and Private Partnership Barnhill school, Hillingdon Essay

Public and Private Partnership Barnhill school, Hillingdon - Essay Example The popularity of the PPPs has been likely to increase over the years as there are a greater number of such partnerships between the private and the public sector, where the public sector’s limited budgets persist the adoption of such a partnership and the private sector envisages opportunities of making profits through such partnerships. However, this partnership demands a close scrutiny in order to have a complete analysis of the outcomes that are required. The possibilities of the partnership between the two sectors is illustrated with the (Figure 1)As the figure illustrates at one extreme the public sector can fully take charge and responsibility of all the aspects of the service delivery including the infrastructure, whereas the private sector can also take up these responsibilities. However, there is a variation relative to a number of responsibilities taken up by both the sectors. In the ideal situation the PPPs help in capitalizing the strengths of the parties from bot h the sectors, so as to make the partnership mutually beneficial.A new school needed to be established in the Borough of Hillingdon by the Hillingdon Borough Council in order to provide additional space within the borough for educating 1450 school children, between the ages of 11 and 18 years (Ryan, 2004). The school required facilities that included assembly hall, dining area, catering facility, library, IT suite, sports hall a stimulating indoor environment, hence a complete construction of the building on the existing site. For this to take place Private Finance Initiative (PFI) was used as the route of procurement in order to make use of the public money in a better and effective way. The government policies were taken into consideration for the project that also required it to be environmentally, economically and socially sustainable (Garwood, Logan, Mills, & Willoughby). The Stakeholders to the project The PFI project (Broadbent & Laughlin, 1998) has two fundamental requiremen ts that it must demonstrate the value for money and also there should be transfer of risk from the public sector to the private sector. As for the value of money, it can be